General Meeting of Shareholders  Organizing training and evaluation of employees’ knowledge of compliance with the Code of Conduct and Anti-Corruption Policy via the KBank e-Learning system  Holding a

system grew at a slower pace from the same period of the previous year. Likewise, our net interest margin (NIM) saw a decrease. However, net fees and service income, gain on investments and gain on trading

by thriving exports and tourism. Manufacturing production fared better, in line with manufacturing sector indicators tracing the promising trends in core economies. Against this backdrop, KResearch

A-1 CODE OF CONDUCT FUNDAMENTALS FOR CREDIT RATING AGENCIES THE BOARD OF THE INTERNATIONAL ORGANIZATION OF SECURITIES COMMISSIONS REVISED MARCH 2015 A-2 CODE OF CONDUCT FUNDAMENTALS FOR CREDIT RATING

our good corporate governance practices included:  Organizing training and evaluation of employees’ knowledge of compliance with the Code of Conduct and Anti-Corruption Policy via the KBank e-Learning

, including Thailand, going forward.  Market Risk in Trading Book Activities KBank’s trading activities are exposed to interest rate, foreign exchange, equity risks and credit spreads. Moreover, KBank has

trading center are shares of limited companies under the Civil and Commercial Code which are not offered for sale through a crowdfunding portal approved by the SEC Office in accordance with the Notification

CFD-issuer 1. 1.1 1.2 1.3 1.4 ... 2 2.1 ( 2.2 2.3 2.4 / / / / 2.5 2.6 ( .. 2.7 2.8 oversubscription) (Funding portal) CFD-issuer excel ID code %) 1 1 1 1 1 % 2

บนัจดัอนัดบัความน่าเช่ือถือท่ีไดรั้บความเห็นชอบตามหมวดน้ี ตอ้งด าเนินการให้เป็นไปตามหลกัปฏิบติัในการประกอบธุรกิจการจดัอนัดบัความน่าเช่ือถือ (Code of Conduct Fundamentals for Credit Rating Agencies) ท่ีก า

cause volatility in both money and capital markets at any time. This is despite the success of an agreement to “Phase One” of the trade deal, reached in January 2020.  Market Risk in Trading Book