highest ranking management must be sought from the Bank of Thailand every four years. 4. Disclosure of additional corporate governance information is required, such as information on significant fine

Thailand Pillar 3 requirement and disclosure principles, are shown in “the Basel III Pillar 3 Disclosure” section on KBank’s website. 9 Risk Management Structure1) 1) Data as of December 31, 2019 Key

their highest benefit, support of financial service competition, transparent data disclosure and maintenance of financial stability, among others. Meanwhile, commercial banks’ customers, especially small

disclosure of personal data without consent from the data subject is prohibited, unless otherwise permitted by this law or other regulations.  These operative provisions will come into force after a grace

greater efficiency in work processes, control and systematic risk management, in compliance with related international standards and the Bank of Thailand’s policies and best practices. 9 3. Business

KoinWatch : Unlicensed digital asset business (Disclosure Date : 30/07/2021)

BotKub : Unlicensed digital asset business (Disclosure Date : 30/07/2021)

: Unlicensed securities and derivatives business (Disclosure Date : 12/03/2021)

: Unlicensed securities and derivatives business (Disclosure Date : 17/03/2021)

: Unlicensed digital asset business (Disclosure Date : 18/01/2023)