. Operations of Support Groups 33 5.1 Human Resource Management 33 5.2 IT Management 36 1 1. Overview of Operating Environment 1.1 Global and Thai Economy in the Second Quarter of 2018 Throughout the first half

Operations 31 4.5 Capital Requirements 32 4.6 Credit Ratings 33 5. Operations of Support Groups 35 5.1 Human Resource Management 35 5.2 IT Management 38 1 1. Overview of Operating Environment 1.1 Global and

established in accordance with the following rules: (1) arrange the structure of the company in an orderly systematic way, according to duties, with a view to: (a) prevent dishonest acts of its personnel; (b

organisational structure of the company shall be established in accordance with the following rules: (1) arrange the structure of the company in an orderly systematic way, according to duties, with a view to: (a

. Operations of Support Groups 56 5.1 Human Resource Management 56 5.2 IT Management 59 6. KASIKORNBANK’s Investments in Subsidiaries and Associated Companies 61 7. Shareholder Risk Management 62 1 1. Overview

Performances of K Companies and Muang Thai Life Assurance PCL 49 4.6 Capital Requirements 50 4.7 Credit Ratings 53 5. Operations of Support Groups 55 5.1 Human Resource Management 55 5.2 IT Management 58 6

Companies and Muang Thai Life Assurance PCL 50 4.6 Capital Requirements 52 4.7 Credit Ratings 54 5. Operations of Support Groups 57 5.1 Human Resource Management 57 5.2 IT Management 60 6. KASIKORNBANK’s

Organisational structure 1.1 Segregation of work units and responsibilities Objective A management company shall have organisational structure that reflects the systematic segregation of duties. The mission

. Financial Solutions 2.1 Enterprise Resource Planning 20.04 15.25 19.10 16.06 2.2 Accounting and Finance Outsourcing 3.49 2.66 7.64 6.42 Revenues from Financial Solutions 23.53 17.90 26.74 22.48 Sales and

from software and Human Resources System 120.75 31.73 99.32 28.44 Revenues from HR Solutions 298.29 78.39 262.98 75.31 2. Financial Solutions 2.1 Enterprise Resource Planning 63.28 16.63 62.35 17.85 2.2