, social and environment responsibility and sustainable growth. The Company believes that the residential condominium sector of the real estate business is recently facing a slowdown as a result of domestic

. The New Normal will also make the Company to adjust its strategy to implement its 3 business groups faster. For the Online Top-Up & Payment Business, the Company continually focuses on adding new

 Digital Risk Management 18  Strategic Risk Management 19 3. Business Directions and Operations of Core Businesses 21 3.1 Sustainable Development and Corporate Governance 21 3.2 Business Directions of

) to review and adjust the assumptions for cash flows projections of those subsidiaries to calculate the recoverable amount appropriately, and to consider the adequacy and appropriateness of the

subsidiaries decreased because the Social Security Office have reduced the payment of medical expenses of high-cost deseases from 12,800.- to 10,200.-Baht,so the company has to adjust the revenue that was

Management 7 2.3 Liquidity Risk Management 8 2.4 Operation Risk Management 8 3. Business Directions and Operations of Core Businesses 10 3.1 Sustainable Development and Corporate Governance 10 3.2 Business

- net of income tax, as an amount of ฿ 20.47 million, causing the company to have total comprehensive loss for the total period of ฿ 28.06 million. Nonetheless the company keeps continuing to adjust

. All of these activities have strategically succeeded. Nonetheless the company will continue to adjust itself toward fully digital format, for its further growth and sustainability. In the first quarter

have strategically succeeded. Nonetheless the company will continue to adjust itself toward fully digital format, for its further growth and sustainability. In the first quarter of the fiscal year 2019

Baht volatility and international capital movements. Within this context, KBank has accentuated enhancement of our business capabilities to achieve sustainable growth and maintain our market leadership