business in automobile assembly, public transportation services, supported technology and related application to public transportation business. All S will increase the registered capital from 300 million

supported by higher CBU models direct from China. 2. Profit/Loss After Taxation (“PAT”)/(“LAT”) Due to drop in sales revenue for FY2019/20, INGRS registered LAT Baht 79.35 million in comparison to PAT

against the USD and EUR in the period. The increase in revenue was primarily due to volume growth of 6.6% Q-o-Q and 3% Y-o-Y that was supported by an increase in capacity from the Phase 3 at the new plant

supported by an increase in capacity from the investment in Phase 3 at the new plant, and the appreciation of the Baht. Cost of Sales and Gross Profit The profit margin increased slightly Q-o-Q, but dropped Y

to sales volume growth that was supported by an increase in capacity from the investment in Phase 3 at the new plant, but mainly offset by the appreciation of the Baht. Cost of Sales and Gross Profit

Company in term of Assets and Revenues by the rate of return is as the Board of Directors consider appropriate. 2. Investment in FD has supported the Company’s policy to emphasis the products to consumers

following the order of government agencies nationwide to prevent the spread of the COVID-19.  Revenue from rental and rendering of services managed to grow by 6.8% YoY, mainly supported by higher rental

E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...

. KBank has thus placed importance on operational risk management through the development of policies and operational risk frameworks to enhance our operational risk management as a unified standard

rapidly changing. The Company is well-supported by many financial institutions and able to make loan and interest payments as scheduled. However, the Company still have a policy to maintain revenue from