investment in infrastructure 3.) growth in private consumption continues despite a lower rate of growth however, government subsidy to the low-income citizens could help stimulate near-term consumption

rating at “A-” (Single A Minus), with “Stable” the rating outlook and affirms the rating of LH BANK’s hybrid Tier 2 capital securities at “BBB” (Triple B Straight) by TRIS Rating. LH Financial Group Public

rating at “A-” (Single A Minus), with “Stable” the rating outlook and affirms the rating of LH BANK’s hybrid Tier 2 capital securities at “BBB” (Triple B Straight) by TRIS Rating. LH Financial Group Public

Distancing 3) Safety Tracking 4) Deep Cleaning and 5) Touchless Experience. A practical measure as mentioned help the Company start to regain customer’s confidence incorporating with additional easing lockdown

Distancing 3) Safety Tracking 4) Deep Cleaning and 5) Touchless Experience. A practical measure as mentioned help the Company start to regain customer’s confidence incorporating with additional easing lockdown

Minus), “Stable” outlook and affirms the rating of LH BANK’s Basel III Tier 2 capital securities at “BBB” (Triple B Straight) by TRIS Rating. LH Financial Group Public Company Limited Management

rating of LH BANK’s hybrid Tier 2 capital securities at “BBB” (Triple B Straight) by TRIS Rating. Branch Network As of the end of the third quarter of 2019, Land and Houses Bank Public Company Limited has

Minus), “Stable” outlook and affirms the rating of LH BANK’s Basel III Tier 2 capital securities at “BBB” (Triple B Straight) by TRIS Rating. LH Financial Group Public Company Limited Management

rating of LH BANK’s hybrid Tier 2 capital securities at “BBB” (Triple B Straight) by TRIS Rating. Branch Network As of the end of the third quarter of 2019, Land and Houses Bank Public Company Limited has

MB. As the company has complied with efficiency management plan that help company reduce costs of sales and selling expenses. Please be informed. Yours Sincerely, Mr. Panya Boonyapiwat Chairman