choose a service or make an investment decision accurately; (b) protection of the service user’s confidentiality; (c) handling of the service user’s complaints; (d) sufficient management of information

. 8 In laying out the corporate governance policy, the Company may choose appropriate matters for the policy without the need to categorize in accordance with CG Code 2017 for listed companies. 9

1 Translation CEN 012-2020 May 15, 2020 Subject : Management discussion and analysis for business operation Quarter 1-2020 To : The Manager and President The Stock Exchange of Thailand Summarization

concerning Investment of Funds; “business day” means a day on which management companies are open for normal business; “Stock Exchange” means the Stock Exchange of Thailand; “provident fund with multiple

CFD-issuer 1. 1.1 1.2 1.3 1.4 ... 2 2.1 ( 2.2 2.3 2.4 / / / / 2.5 2.6 ( .. 2.7 2.8 oversubscription) (Funding portal) CFD-issuer excel ID code %) 1 1 1 1 1 % 2

Name of auditor affiliated with audit firm  Financial statements audit  Financial statements / information review  1. Unmodified opinion  2. Qualified opinion due to (can choose more than one): ฆ 2.1

), and Emergency Decree on Amendment to the Revenue Code (No. 19) B.E. 2561 (2018) These two acts of legislation stipulate that the Minister of Finance is in charge of the enforcement of these laws, while

Baht deposit account. To accommodate these changes, KBank has already put in place necessary operational procedures.  Execution Proceedings Adjustment Act Amending the Civil Procedure Code (No. 30), B.E

Ref.No.1905/026EN July 16, 2019 Subject Inform about The Connected Transaction (Amendment) Attention President of the Stock Exchange of Thailand According to the Board of Directors Meeting No.9/2019

with factory building and the Machinery purchase agreement (Additional) Attention President of the Stock Exchange of Thailand According to the Board of Directors Meeting No.10/2020 of UBIS (Asia) Public