developing new platforms, have significant effects on the company’s income structure especially advertising revenue. However, our company isn’t rely on only this particular income. There are other channels

new platforms, have significant effects on the company’s income structure revenue. However, our company isn’t rely on only this particular income. There are other channels, such as organizing seminars

transactions via multiple platforms in a highly competitive environment. At the same time, the core business of loans is likely to see limited growth pending clearer signs of economic recovery. Home loan and

and wellness tourism, agriculture and biotechnology, robotics, aviation and logistics, biofuels and biochemical, digital, and medical hubs. The promotion of these industries comes with investment

-CDM (Cash Deposit Machines) 2,615 2,598 K-PUM (Passbook Update Machines) 1,131 1,118 Note: 1) Excluding 10 branches, classified as other branch platforms per the Bank of Thailand’s conditions 2

and the Last Mile Problem - Bootstrapping Network Effects Through Blockchain Technology and Cryptoeconomics - Using Tokens to Design New Types of Digital Platforms - The Future of Blockchain Technology

to maintain customer base of newspaper and magazines, expand content distribution on online platforms, including controlling and reducing unnecessary operating costs and expenses continuously. Please

UPDATES 1) IMPACT FROM COVID-19 PANDEMIC, OUR ACTIONS & SOCIAL RESPONSIBILITIES Our actions Social responsibilities and activities through our platforms VGI PUBLIC COMPANY LIMITED 2) KEY DEVELOPMENTS IN

, especially through efficient cost management and expansion of their customer base and income from financial transactions and services via digital platforms. Close attention should be paid to the overall

customer base and income from financial transactions and services via digital platforms to offset lost income from reduced digital transaction fees. Moreover, commercial banks have to make preparations for