branches as of 31 December 2018) and 1 branch of Maygori (1 branches as of 31 December 2018) 2) Non-café sales (finished or intermediate products). For instance, on-line sales , Head office pick-up, OEM

last year. The reduction was mainly in the pick-up truck segment caused by limited availability of retail financings for car buyers due to financial institutions’ tightening lending practice especially

by rising credit costs. These tighter lending conditions significantly affected domestic car sales, particularly in the pick-up truck segment, which traditionally relies heavily on availability of

. Our Thailand operation decreased slightly more than the industry volume due to higher proportion of pick-up truck business which experienced a higher decline than passenger cars. Portugal and China

increased by Baht 2,139 million or 15.68 percent due largely to rising revenue from the sale of securities. Moreover, other operating expenses were close to the level seen in the previous quarter, resulting

remained an issue needing close watch, especially amid the economic slowdown. As of the end of 2019, net loans at 14 domestically-registered commercial banks totaled Baht 11.859 trillion, rising 1.94 percent

consumption should remain resilient owing to rising income levels and employment gains, and fixed investment is likely to pick up amid high capacity utilization and government infrastructure spending. Risks

the last quarter of 2017 continuously grew from previous quarter supported by a pick-up in exports, blooming tourism and private consumption as well as a jump in manufacturing. Overall, the economy will

and subsidiaries thus reported Baht 90,484 million in operating profit before provision expense and income tax expense, rising Baht 935 million, or 1.05 percent, over-year. The increase was derived from

is expected to pick up again after the pandemic ends and positive influence from Chinese investments. Production cost are expected to increase from last year, especially agricultural raw materials