Thailand remained stable. Capital funds and reserves were at a high level and were able to support the challenges of uncertain economic conditions. The performance of the Thai banking system improved, mainly
) 83,668 80,137 92,165 4.4% (9.2)% Ratio of NPL to total loans 3.5% 3.4% 3.8% 0.1% (0.3)% Ratio of loan loss reserves to NPL 189.0% 190.9% 159.3% (1.9)% 29.7% Total capital adequacy ratio 18.12% 17.96% 17.97
provisioning reserves, the commercial banking system will still be able to provide quality loan support. Fee income from fund transferred in 2017 will be impacted by the government's National e-Payment scheme to
. Nevertheless, Thailand continued to maintain its strong external fundamentals over the course of 2018 with a current account surplus of approximately 7.5 percent of GDP and international reserves standing at 1.3
. These include uncertainties in US economic and trade policies, Europe’s ongoing regional political problems, and China’s economic restructuring. In addition, the increase in the federal funds rate and the
thoroughly economic growth can spread to all sectors. However, given commercial banks’ relatively high capital base in combination with consistent increases in provisioning reserves, the commercial banking
capital, in combination with regular increases in reserves, the commercial banking system will continue to provide a cushion for NPL. Overall Picture of the Bank and its Subsidiaries Million Baht Item
% 86.7% 89.5% (1.0)% (3.8)% Non-performing loan (NPL) 82,148 83,668 80,137 (1.8)% 2. 5% Ratio of NPL to total loans 3.5% 3.5% 3.4% - 0.1% Ratio of loan loss reserves to NPL 185.8% 189.0% 190.9% (3.2)% (5.1
(NPL) 86,221 82,148 80,137 5.0% 7.6% Ratio of NPL to total loans 3.6% 3.5% 3.4% 0.1% 0.2% Ratio of loan loss reserves to NPL 183.4% 185.8% 190.9% (2.4)% (7.5)% Total capital adequacy ratio 20.71% 18.28
loan loss reserves to NPL 176.3% 159.3% 160.2% 17.0% 16.1% Total capital adequacy ratio 17.22% 17.97% 18.17% (0.75)% (0.95)% ** Less deferred revenue V2 30/08/61 14:31 น. 3 In the second quarter of 2018