commercial banks’ business operations, with Thai commercial banks’ lending and deposits continuing to grow at a slow pace. The aggregated balance sheets of commercial banks registered in Thailand at the end of
deposits in the second quarter of 2018 continued to expand at a similar rate. The loan to deposit ratio (LDR) has risen from the previous year. As the loan quality began to stabilize, the ratio of gross non
economic environment in the third quarter continued to pose a challenge for commercial banks’ business operations so lending and deposits continued to grow at a slow pace. As deposits grew at a higher rate
transaction volume, coupled with an increase of Baht 283 million or 1.8 percent in interest expenses on deposits due to an increase in deposit volume; consequently, contributions to the Deposit Protection
28,509 26,583 (0.5)% 6.7% Interest expenses Deposits 5,526 5,499 5,288 0.5% 4.5% Interbank and money market items 557 545 405 2.2% 37.5% Contributions to the Deposit Protection Agency and Financial
deposits due to an increase in deposit volume. As a result, contributions to the Deposit Protection Agency and Financial Institutions Development Fund also increased. The net interest margin decreased by
)% 3.6% Interest expenses Deposits 5,288 5,616 5,102 (5.8)% 3.6% Interbank and money market items 405 310 257 30.6% 57.6% Contributions to the Deposit Protection Agency and Financial Institutions
increased loss of the year 2018 at 3.27 million baht from retired payment following laboring protection laws that increased to 400 days and company have more employees with more than 20 years working services
with net profit rising by 7.8 percent from the same quarter last year and 6.6 percent from the previous quarter. As of June 30, 2019, loans grew at a lower rate than deposits, with the ratio of loans to
(1.0)% Interest expenses Deposits 5,832 5,596 5,769 4.2% 1.1% 11,428 11,296 1.2% Interbank and money market items 237 375 573 (36.8)% (58.6)% 611 1,130 (45.9)% Contributions to the Deposit Protection