SCB ASSET MANAGEMENT COMPANY LIMITED|Cross Investing Fund | Offering Date : 20/11/2018 - 26/11/2018

SCB ASSET MANAGEMENT COMPANY LIMITED|Super Savings Fund : SSF | Offering Date : 28/11/2017 - 04/12/2017

SCB ASSET MANAGEMENT COMPANY LIMITED|Super Savings Fund : SSF | Offering Date : 08/12/2020 - 22/12/2020

SCB ASSET MANAGEMENT COMPANY LIMITED|Feeder Fund ,Retirement Mutual Fund : RMF | Offering Date : 24/08/2021 - 30/08/2021

leveraging digital technology to enhance service delivery and continuously improve operational efficiency, with key achievements in 2024 including:           - Providing comprehensive digital services

and improvement of staff?s knowledge and skills in line with the changing environment will be a key approach to enhance operational efficiency and promote the SEC role as a learning organization. ?The

Management and Risk Factors 8 2.1 Overall Risk Management 8 2.2 Risk Management 11  Credit Risk Management 11  Market Risk Management 15  Liquidity Risk Management 17  Operational Risk Management 18

Company. “Learning and Research & Development is one of the vital mechanisms for developing the “Send Plastic Home” project into a pilot model of circular economy that comes with the involvement of every

promoting market conduct as an organizational culture; (2) product development that is suitable for customers and sales staff abilities, as well as sales channels, operational systems and control; (3

Changes 5 2. Risk Management and Risk Factors 8 2.1 Overall Risk Management 8 2.2 Risk Management 12  Credit Risk Management 12  Market Risk Management 15  Liquidity Risk Management 16  Operational Risk