business operations. Other challenges also lie in the fast-changing technology which will provide consumers with increased alternatives in conducting financial transactions. 1.3 Regulatory Changes

: BI.IO.(1) 19/2018 September 18, 2018 President The Stock Exchange of Thailand Dear Sir, Re : Investment of common shares in Thai Payment Network Company Limited On behalf of Bangkok Bank Public Company

. (AIS) would like to inform the establishment of the new joint venture (JV) and subsidiary company as follow. Establishment of new joint venture Name of the JV: Saha Advance Network Co.,Ltd. (SAN

Automated High-value Transfer Network (BAHTNET) for Bank Customers, dated August 23, 2019, which came into effect September 2, 2019. The new rules aim to increase security and efficiency in providing funds

first quarter of 2018 1. The Company has routes network movement as follows: Adding Frequency  Bangkok – Phu Quoc from 4 flights per week to 5 flights per week (February 2018)  Bangkok – Vientiane from

. The Company has routes network movement as follows: Adding Frequency  Bangkok – Phu Quoc from 4 flights per week to 5 flights per week (February 2018)  Bangkok – Vientiane from 7 flights per week to

. The PSA regulates the following payment systems and services. (1) Systemically Important Payment Systems, including Bank of Thailand Automated High-value Transfer Network (BAHTNET) and Imaged Cheque

operations are up to international standards through quality control, verification and prevention of risks for both customers and KBank. 11  Affluent Making the most of our strong overseas network, we aim to

management solutions, we aim to enhance connectivity between our customers and their business partners to pave the way for a growing business network. Among notable activities held was the “Winning in the

all our core service channels, in order to raise our capacity to reach our customers and deliver them excellent service. (1) Branch Network: Key initiatives for branch network management in the first