been a change in the necessary circumstances as provided in the first paragraph, the Minister upon the recommendation of the SEC may modify or change the conditions already specified.

within one year. On November 21,2019 the company has repaid the loan of 40 million baht by withdrawing the mortgage of 5 plots of land (in the process of withdrawing the mortgage) resulting in an

Baht Interest Rate : 9.00% per annum Term of Loan : 12 months Payment of Interest : Every Month 2 Payment of Principal : According to the release of the mortgage on rate 90% of the sales price Term Loan

Baht (Gradually) Interest Rate : 9.00% per annum Term of Loan : 12 months Payment of Interest : Every Month 2 Payment of Principal : According to the release of the mortgage on rate 90% of the sales

rights, construct, purchase, provide, sell, dispose, rent lease, hire purchase, grant of hire purchase, borrow, lend accept pledge, accept mortgage, exchange, transfer, accept transfer, or take any action

always knowing our customer insight. In addition, in this quarter some customers rush to transfer and secure their mortgage before the new BOT’s LTV measure become effective. 2. Selling and Administrative

corresponding period last year, or 22.75% decreased. The revenue was decreased because some customers rush to transfer and secure their mortgage in the first quarter before the new BOT’s LTV measure become

financial institution, the securities company may comply with the policy of security of the information technology of such financial institution. [M] o Reviewing and modify updatable by having a risk

regulatory changes, especially new mortgage measures which will come into force in April 2019, implementation of the Basel III capital requirements, and preparations for International Financial Reporting

term is 60 years. In order to guarantee that the Company will extend the lease term to WHART Trust when WHART Trust exercises the right under the promise, the it shall mortgage the leased assets to WHART