control of selling and administration expenses by implementing cost reduction measures. Management Discussion & Analysis Q1/2021 Q1/2021 Management Highlights After You continues to renovate certain areas

level. We also had to cut costs in all areas, suspend our investment plan and reserve cash to maintain a strong finance position during the crisis. Cost of Sales and Gross Profit The gross profit margin

previous year 222.0% The reason that the company has increased net profits is due to revenues management, cost management and cost control. Although in the past Q2/2020, department stores and rental areas

facilitate to process data completely, accurately, and effectively, such as IT equipment, applications, computer network systems, procedures, or information processing areas, etc. 5 Chapter 1: Governance of

-1- December 25, 2018 Subject Report on Payment for Investment in acquisition and sale of tap water in some areas of Phuket and some areas of Phangnga. To Director and Manager The Stock Exchange of

emergency incidents lasts a long time or results in damage covering wide areas, such as epidamics or a failure of electricity or communication in many areas, by allowing every units to participate in

prudent measure in provisioning for 5 additional impairment on revaluation of foreclosed. After assessing the continued uncertainties from the current situation, the Bank also prudently set up additional

stored in the information centre and shall provide a measure on prevention of danger from the environment or any disaster arising to the significant computer devices in the information centre. Clause 6

-in sales from the pandemic control measures in endemic areas and consumers’ concerns over the situation. However, this was a relatively mild decline due to the company launching promotions to drive

financial reporting standard no. 9 (TFRS9: Financial Instruments) which impact the following areas: 1) Realized interest income from loans based on the effective interest rate method (EIR) and realized income