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new government. LH Financial Group Public Company Limited Management Discussion and Analysis for the First Quarter ended 31 March 2019 Page 4/19 For the banking sector in the first quarter of 2019
traction, buoyed by both domestic and international factors. However, the business sector faced rising challenges, namely various forms of competition, a borderless marketplace within the ASEAN Economic
environment of both the public and private sector remained weak, and private consumption, albeit growing steadily, slowed during the second half of the year. Meanwhile, the Thai economy in 2020 is expected to
internationally recognized standards. In collaboration with its 23 member banks, the Thai Bankers’ Association has established Thailand Banking Sector Computer Emergency Response Team (TB-CERT) with the support of
provide services that fit the criteria of Critical Information Infrastructure Organizations (CII Organizations), including the financial and banking sector, are required to have in place measures to protect
strong across-the-board growth. The business sector remained challenged by new modes of competition amid the advancing digital age and the rapid pace of technological advancement, together with the