. KBank has in place measures to control risks across all processes, from the stage prior to connectivity, during connectivity, and through to the process end. We have assessed the respective credibility
place more stringent customer approval criteria for commercial lending policies towards small and micro businesses, focusing on area-based strategies amid the uneven economic recovery. We also prioritize
allowed to endorse or guarantee transactions of NRs, which may result in commercial banks being obliged to pay Thai Baht to a third party on behalf of NRs, without needing to place a back-to-back standby
applications and expanded use of banking agents. Commercial banks are required to have in place appropriate risk and service user management procedures. If services are offered via other channels that are not
, effective April 1, 2019. KBank has in place relevant procedures to accommodate the new regulation, which is summarized below: 1. Minimum down payment or the loan-to-value ratio (LTV) has been established to
provide services that fit the criteria of Critical Information Infrastructure Organizations (CII Organizations), including the financial and banking sector, are required to have in place measures to protect
objective is to operate business in online teaching media and education guidance in relation to the preparation for university admission, human resource development and training, investment in other companies
security system must be in place, which includes system readiness, service continuity, and monitoring of business partners regarding IT security and customer data privacy protection. KBank will be able to
providers. (2) Maintain the ceiling for interest rates charged on personal loans at 28 percent per annum. KBank has already put in place relevant operational procedures to accommodate these new regulations
economic and business trends, they may have direct and indirect effects on the commercial banking business. In detail: 1. Cyberattacks: As technological advancements are taking place, financial institutions