under Clause 7 (1) or (2) or Clause 9: (1) the Bank of Thailand; (2) the Financial Institutions Development Fund; (3) the Export-Import Bank of Thailand; (4) the Industrial Finance Corporation of Thailand

Operating Results 1. Organizational structure and operation of the group of companies 3 2. Risk management 12 3. Business sustainability development 13 4. Management discussion and analysis (MD&A) 17 5

respective rights thereof as well. In the event that the Company or a subsidiary undertakes a property development business, clarify the characteristics of each ongoing significant project such as the project

company licensed to undertake securities business in the category of investment advisory service; “person with power of management” means a person responsible for a line of work relating to investment