private consumption in almost every product category, in-line with the improving consumer confidence indicator, with the exception of some agricultural products whose prices remained at low levels, and last

าคญั 2. ความสามารถในการท าก าไร (1) มีการอธิบายสถานะและการเปลีย่นแปลงทีมี่นยัส าคญั โดยใช้ ตวัเลขที่แสดงผลการด าเนินงานส าคญั (key performance indicator เช่น ROE อตัราก าไรขัน้ต้น เป็นต้น) มาประกอบการ

management business should be considered together with the Cash collection, which is a key performance indicator. Please see further details in the section “4.3 Cash Collection Received from Our NPL and NPA

performance indicator which is applied by other operators in the same business and various investors. Cash collection is calculated based on key items and recognizable cash items only, and so does not include

and NPAs management business, cash collection is a key performance indicator which is applied by other operators in the same business and various investors. Cash collection is calculated based on key

and NPAs management businesses The Company believes that for the NPLs and NPAs management business, cash collection is a key performance indicator which is applied by other operators in the same

Company believes that for the NPLs and NPAs management business, cash collection is a key performance indicator which is applied by other operators in the same business and various investors. Cash

) .................. 10 2.5 การกำหนดตัวช้ีวัดความเสี่ยง (IT Risk Indicator), การตดิตาม และรายงานผลการบริหารและ จัดการความเสี่ยง (IT Risk Monitoring / Reporting

using the straight-line method for depreciation and apply the revised estimated useful lives for the financial statements starting 1st January 2020. The details of the estimated useful lives of assets in

using the straight-line method for depreciation and apply the revised estimated useful lives for the financial statements of both consolidated and separated statements starting 1 January 2020. The details