1 No. 3/2020 November 25, 2019 Re: Notification on the subscription of the newly issued shares in Thai Identity Sugar Factory Company Limited, a subsidiary of the Company Attn: The President of the

.  No. 4 – Revision has been made to remove restrictions and minimize service users’ burden for proof of identity and identity verification. (Previously, service users had to be present in order to submit

points of the criteria can be summarized as follows:  Banks are allowed to conduct customer identity verification either in-person or remotely via the National Digital ID Platform (NDID).  To verify

vulnerable, however, many central banks may adopt a cautious stance in their monetary policies, primarily taking into account the right timing to mitigate possible foreign exchange volatilities as well as

who prefer online shopping via platforms such as Lazada, Shoppee, Foodpanda, GrabFood, Agoda, Booking.com, and Hotels.com. The key feature of the digital credit card is its secure identity verification

or loss under the TFRS9. All in all, most commercial banks adopted a cautious stance in asset quality management as NPLs to total loans edged higher. As of the end of the first quarter of 2020, net

as commercial banks are expected to maintain a cautious stance in their business operations, especially through a proactive approach in asset quality management. Over the short term, however, they may

security through an identity authentication system. 2) The Smart Agent Portal serves as a database for K-Contact representatives to search for information related to KBank products with improved accuracy

6.0mn users, an increase of 9.5% in 1Q 2019/20 KEY BUSINESS AND STRATEGIC UPDATES VGI’S REBRANDING – COMBINING ALL BUSINESSES AS A SINGLE BRAND IDENTITY  1) ADVERTISING – ECOSYSTEM SYNERGY AND UNLOCKING

trend. Amid the trade rift which may make the global economic recovery vulnerable, however, many central banks are likely to adopt a cautious stance in their monetary policy while also placing their focus