from loans were 10,723 million baht, showing an increase of 1,150 million baht or 12% y-y. This is because the Company integrated credit limit of purpose loan and personal loan to AEON Happy Pay program

3. Mr. S 4. NBC T holders No. 2 ated for the ders proporti and effects of 5. Resolv h the Compan rdinary share on to trading p shares at a 00. Details of Date of i Registere Number shares Par value

A-1 CODE OF CONDUCT FUNDAMENTALS FOR CREDIT RATING AGENCIES THE BOARD OF THE INTERNATIONAL ORGANIZATION OF SECURITIES COMMISSIONS REVISED MARCH 2015 A-2 CODE OF CONDUCT FUNDAMENTALS FOR CREDIT RATING

trading center are shares of limited companies under the Civil and Commercial Code which are not offered for sale through a crowdfunding portal approved by the SEC Office in accordance with the Notification

CFD-issuer 1. 1.1 1.2 1.3 1.4 ... 2 2.1 ( 2.2 2.3 2.4 / / / / 2.5 2.6 ( .. 2.7 2.8 oversubscription) (Funding portal) CFD-issuer excel ID code %) 1 1 1 1 1 % 2

บนัจดัอนัดบัความน่าเช่ือถือท่ีไดรั้บความเห็นชอบตามหมวดน้ี ตอ้งด าเนินการให้เป็นไปตามหลกัปฏิบติัในการประกอบธุรกิจการจดัอนัดบัความน่าเช่ือถือ (Code of Conduct Fundamentals for Credit Rating Agencies) ท่ีก า

General Meeting of Shareholders  Organizing training and evaluation of employees’ knowledge of compliance with the Code of Conduct and Anti-Corruption Policy via the KBank e-Learning system  Holding a

cause volatility in both money and capital markets at any time. This is despite the success of an agreement to “Phase One” of the trade deal, reached in January 2020.  Market Risk in Trading Book

the world’s large oil producers. Heavy sell-off of shares was evident, which triggered the “circuit breaker” of the Stock 8 Exchange of Thailand in order to temporarily suspend share trading for the

enables you to enjoy cashless cashing and installment loan (Happy pay), which was installment repayment up to 48 months. In addition, our cardholders can get a discount for any beverage weekly at Cafe