acquisition of the newly-issued ordinary shares totaling 50 percent of the total sold shares in Happy Products and Service Co., Ltd., which the highest transaction value equals to 2.09 percent based on the

in Happy Products and Service Co., Ltd., which the highest transaction value equals to 0.41 percent based on the total value of consideration criterion and the 3-month interim consolidated financial

ษิทัฯ ถอืหุน้ใน NNV คดิเป็นรอ้ยละ 99.99 ของจ านวนหุน้ทีจ่ าหน่ายไดแ้ลว้ทัง้หมดใน NNV) ใหเ้ขา้จองซือ้หุน้สามญัเพิม่ทุนทีอ่อกใหม่ใน บรษิทั แฮปป้ี โปรดกัส ์แอนด ์เซอรว์สิ จ ากดั (“Happy”) ซึง่ประกอบธุรกจิการ

Director Authority List of sh Duangkamol Apiradee Pitc Sittiporn Sena Next Vision C Total number 2/2019 (Recor newly issued onate to the f the Compan ved to approv ny holds 99.99 s in Happy P products and a

time, KBank continued to consolidate branches to reduce redundancy, especially those with relatively low traffic. In the third quarter, KBank introduced Happy Loan Center at two locations, which is a new

ratio of the Company and subsidiary companies Unit: Million THB Type of Income Q2/2019 Q2/2018 %variance First Half 2019 First Half 2018 % variance Note 1. Income from Sale of Real Estate 1 1,366.28

of the newly-issued ordinary shares totaling 50 percent of the total sold shares in Happy Products and Service Co., Ltd., which the highest transaction value equals to 0.41 percent based on the total

คำอธิบายและการวิเคราะห์ฐานะการเงินและผลการดำเนินงาน * Note Please find further information in the consolidated financial statements. 1 February 21st, 2020 Subject: Management Discussion & Analysis

* Note Please find further information in the consolidated financial statements. 1 23 February, 2018 Subject: Management Discussion & Analysis (MD&A) for the year 2017 Attention: The President The

* Note Please find further information in the consolidated financial statements. 1 9th May, 2018 Subject: Management Discussion & Analysis (MD&A) for the 1st quarter of 2018 Attention: The President