growth and returns while maintaining our market leadership over the long term. Guided by our core strategies of “Customer Centricity” and making KBank the Customers’ Main Bank for all eight customer

license D&A but increasing 11% QoQ. Full-year budgeted CAPEX is maintained as guided at Bt20,000-25,000mn. Since Jan- 19, AIS has adopted TFRS 15 without restatements, which mainly affects cost allocation

sustainable growth and returns while maintaining our market leadership under sound corporate governance and appropriate risk management. Guided by our core strategies of “Customer Centricity”, KBank has decided

achieve sustainable growth and returns while maintaining our long-term market leadership. Guided by our core strategies of “Customers’ Life Platform of Choice” along with “Customer Centricity”, KBank has

enhancement of our business capabilities to achieve sustainable growth and returns while maintaining our long-term market leadership. Guided by our core strategies of “Customer Centricity”, KBank has extended

(EE) EPCO Energy (EPCOE) Eastern Power Group PCL. (EP) Eternity Power PCL. (ETP) Lopburi Solar ( Lopburi ) 5 MW Prachin Solar ( PS ) 5 MW APEX ENERGY (APEX) STC ENERGY (STCE) SSUT (240 MW) PPTC (120 MW

startup firms for enhancement of our business capabilities to achieve sustainable growth while maintaining our market leadership over the long term. Guided by our core strategies of “Customer Centricity

over the long term. Guided by our core strategies of “Customer Centricity", KBank has decided to redefine our aspiration to become “Customers’ Life Platform of Choice”, meaning the most-preferred

(Thailand) Company Limited (“SPM”) 9 That Siri Company Limited (“TSR”) 10 STC Energy Company Limited (“STCE”) 11 Apex Energy Solution Company Limited (“APEX”) 12 EPCO Engineering Company Limited (“EE”) 13

2019. Best in Travel Poll 2019 is conducted by SmartTravelAsia.com, a leading travel website in Asia. 5 ASIA’S BOUTIQUE AIRLINE 6. The Company has been named 2020 Five Star Major Airline by APEX (the