facilitated by government subsidizations. This was further supported by a continuous increase in foreign arrivals despite some structural headwinds and rising geopolitical conflicts. In summary, AIS reported

Address Explanation on details of information required to be disclosed in Factsheet 1. Guidelines on the use of language, font and number of pages • Language: Concise and easy-to-understand language shall

Supervisory Board No. Tor Jor. 61/2561 Re: Offer for Sale of Debt Securities of Thai Government Agencies _________________ By virtue of Section 16/6 of the Securities and Exchange Act, B.E. 2535 (1992), as

sufficient information for use in investment decision making, and the nature and presentation of said information shall be in accordance with the following rules: (1) The language shall be easy to understand

amid high household debt, whereas public investment and the government’s budget disbursement were affected by a delay in the formation of a new government. Nevertheless, economic stability remained sound

order for consumers to have increased access to products. In conjunction with the government policy of the Easy E-Receipt project, consumers can use tax deduction rights with VAT- registered businesses

| - |- Public Holidays | - |- Cooperation with Government Agencies | - |- Others   

, especially global economic fluctuations and unresolved political issues. Businesses have also had to contend with new regulations and government projects. All of these factors affected the performance of KBank

rose by 5.5 percent to Baht 13.2 trillion (79.1 percent of GDP) as of the third quarter of 2019, weighed on household purchasing power. However, in the second half of the year, the government rolled out

number of pages • Language: Concise and easy-to-understand language shall be used. If technical terms are used, further explanation thereon may be added at the end of the factsheet. • Font: The management