Supervisory Board No. Tor Jor. 61/2561 Re: Offer for Sale of Debt Securities of Thai Government Agencies _________________ By virtue of Section 16/6 of the Securities and Exchange Act, B.E. 2535 (1992), as

descending order by the probability of occurrence of the risks and significance of their effects; (9) information about administration and management of the mutual fund; (10) warnings about the mutual fund; 1

to work from home. This affects the customer's disbursement process, especially government agencies and state enterprises that have a longer duration. As the result, Trade and other receivables

, especially global economic fluctuations and unresolved political issues. Businesses have also had to contend with new regulations and government projects. All of these factors affected the performance of KBank

to the prior year. It was mainly increased from the customers in the Government and State enterprise sector, expanding the scope of services and customers in the Private sector have growth for both new

affected from alternative energy development plan(AEDP). Moreover government recently announced that bought alternative energy with lower price, it caused decreasing investment. The revenue from sale

sale income of Baht 21.46 million or 7.07% decreasing from the same period of last year of 18.64 million or 46.49% because of selling to Government department section the has low amount of profit in this

 the increasing of selling to Government sector.    3.  Sales  and  administrative  expenses:  Sales  and  administrative  expenses  of  the  2nd  quarter  of  year  2018  at  Baht  84.90  million

amid high household debt, whereas public investment and the government’s budget disbursement were affected by a delay in the formation of a new government. Nevertheless, economic stability remained sound

vested in the securities offeror. If the registration statement contains any false statements or omits to state any material information which should have been disclosed, the securities holders shall be