: • Continuous branch expansion of After You Dessert Café, Luggaw, and SCR (Song Wat Coffee Roaster) • Develop new versions of Pop- up stores under different concepts • Expand Mikka Café to upcountry to capture

E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...

support environment-friendly businesses and projects via the integration of environmental and energy management practices into all our operations.  Society: KBank issued the Diversity Management statement

data capture (EDC) to accommodate payment with credit/debit card and QR code as well as via Alipay and WeChat Pay applications and Big C Wallet.  Small and Micro Business KBank has supported our

E_1 Legal_FA_2015_12_29-c A WWCCoorrppLL44..11hhiigg A Executive Summary 1 Management Discussion and Analysis For the Year Ended December 31, 2017 In 2017, Thai economic growth gained traction, buoyed by strong recoveries in tourism and exports. This growth momentum is expected to carry on into 2018, especially amid a brighter outlook in public and private investment. Nonetheless, the business sector remained challenged by new modes of competition in a broader marketplace amid the advancing digi...

- TFRS 16) was Bt28,423mn, declined -8.9%YoY while CAPEX was Bt35bn for 5G/4G network and FBB in-line with guidance. For FY21, AIS aims to strengthen leadership with 5G service to capture high- value

for Chinese tourists. Moreover, KBank continued to install Electronic Data Capture (EDC) for merchants as part of our push for a cashless society in alignment with the National e-Payment Master Plan

and electronic data capture (EDC). At the same time, KBank still emphasized the sharing of business knowledge and experience among SMEs via diverse activities. To this end, our customers are offered one

financial products such as business loans, home loans for large clients, electronic data capture (EDC) service including its installation and fees, and KBank Payroll, as well as business opportunities to meet

THE EXCELLENCE OF 19, JUBILEE CENTENNIAL 90 FACETS, JUBILEE LINE FRIENDS, and HELLO KITTY FRIENDLY MISSY which these collections were well-impressed by customers. In addition, the Company has marketing