MD&A - EN Report (Presentation) (1) 3Q24 MD&A Advanced Info Service Plc. 1 Executive Summary Sustaining core business growth alongside economic stability 3Q24 showed a modest growth in the Thai

.  Criteria Related to Recovery Plan for Enhanced Stability and Problem-Solving The Bank of Thailand issued Notification of the BOT No. SorNorSor. 16/2561 (2018) Re: Commercial Banks Required to Prepare

Actions wide-ranging potential impact, in particular, security and system stability risks. Moreover, KBank can, if necessary, terminate services provided by certain partners to our customers. 2. Potential

2,518 million, or 3.94 percent, over-year. Moreover, KBank has set aside higher allowance for impairment loss on loans to maintain our financial position stability. Therefore, our net profit for 2017

including advanced threat prevention, proactive threat detection, and timely and effective threat response, for enhanced capability in tackling digital risk and cyber security challenges while staying ahead

been enhanced for greater service efficiency and stability in conformity with the Payment Card Industry Data Security standard (PCI-DSS). - K-Contact Center: We aim to be the “Smart Customer Solution

ADVANC-MDA-1Q24-EN 1Q24 MD&A Advanced Info Service Plc. 1 Executive Summary Revenue base expansion from core business growth and acquisition of TTTBB 1Q24, Thai consumer confidence slightly improved

amid high household debt, whereas public investment and the government’s budget disbursement were affected by a delay in the formation of a new government. Nevertheless, economic stability remained sound

publication. The guidelines are intended to align banking supervision with Basel standards and strengthen stability of the financial system. Major points include that commercial banks which are of large size

quarter, net interest income advanced over-quarter and over-year. Likewise, net interest margin (NIM) was stable from the previous quarter. This reflected commercial banks’ attempts to manage funding cost