digital age are hyperconnected within the ecosystem. On the plus side, KBank does not need to own all of the necessary expertise, but can instead link to other units or external organizations to maximize

Exchange Control (No. 9), and the Bank of Thailand issued Notice of the Competent Officer of Foreign Exchange Control regarding Rules and Practical Methods Related to Foreign Exchange (No. 30) to ensure that

6.0mn users, an increase of 9.5% in 1Q 2019/20 KEY BUSINESS AND STRATEGIC UPDATES VGI’S REBRANDING – COMBINING ALL BUSINESSES AS A SINGLE BRAND IDENTITY  1) ADVERTISING – ECOSYSTEM SYNERGY AND UNLOCKING

an excellent customer experience. We have collaborated with our partners, cross-industry and cross-border, to create ecosystem partnerships under the “KASIKORNBANK and Beyond” concept. All of these

Rules and Regulations Key Points 1. Revision of practical guidelines for entering regulatory sandbox, from Circular No. BOT ForThorNgor. Wor 311/2562 dated March 11, 2019, effective March 15, 2019 onward

enables the Company to focus on building the most robust O2O ecosystem in Thailand and designates MACO as the international business expansion vehicle for VGI.  VGI successfully acquired 23% in Kerry

core mobile revenue growth with network and service quality leadership, pricing discipline, and ecosystem economy Mobile revenue recorded Bt29,258mn, with a 1.4% YoY improvement benefited from the

customer experience. We have collaborated with our partners, cross-industry and cross-border, to create ecosystem partnerships under the “KASIKORNBANK and Beyond” concept, taking into account changing

aspires to become “Customers’ Life Platform of Choice”. We will thus work with our partners, both domestic and international, to create ecosystem partnership collaboration under the “KASIKORNBANK and Beyond

with Lombard Odier, we have focused on development of our personnel, especially private bankers and their support teams, through practical training to enhance their expertise throughout each process