distribution due to the increase of transportation expenses as proportion of sales, Due to the advertising and promotion expenses. As a proportion of the operation expense were decreased from the company no
August in this year due to COVID-19 outbreak. Therefore, the Company temporarily closed 57 branches in department stores. However, the company focuses on promoting sales through online channels and
probable forward looking macroeconomic factors and also set additional management overlay in the previous quarter. The non- performing loan ratio was 3.88% slightly increased from the previous quarter due to
provision in the first quarter of 2020 with probable forward looking risk factors due to COVID-19 situation. For the fourth quarter of 2020, the Company had consolidated operating income of 1,491 million baht
the previous year due to continue an increase of export and private consumption, as well as an expansion of private investment. In addition, there were supporting factors from domestic demand from the
quarter of 2020 with probable forward looking risk factors due to COVID-19 situation. For the 3rd quarter of 2020, the Company had consolidated operating income of 1,333 million baht, an increase of 49
baht, which was resulted from higher provision in the first quarter of 2020 with probable forward looking risk factors due to COVID-19 situation. Net profit was mainly contributed by continued growth of
, which was 2% q-q and 1% y-y due to reduction of fee or any expenses incurred from debt collection from 100 baht to 50 baht per round for debtor (one installment past-due), Notification of Debt Collection
. This will result in splash waste water from the trucks especially in the rainy season which is likely to have more holes. Hence, the most probable solution from studying of relocation possibility of