by impacts from COVID-19 pandemic, which included a decline in sales prices of all the products reflecting deteriorating market conditions, except PVC-Emulsion and a decrease in sales volume due to

for repayment from 1 year to 2 years at the original interest rate and the condition to the withdraw the was comfortable 6 8. Opinions of the Audit Committee and/or the Directors of the Company having

for repayment from 1 year to 2 years at the original interest rate and the condition to the withdraw was comfortable 6 7. Opinions of the Audit Committee and/or the Directors of the Company having

changing the allowance policy. Products that are deteriorating and slow move. 3. Selling expenses The company had selling expenses in the 3rd quarter of 2019 in the amount of 85.55 million baht, increased

performance of the Company is deteriorating. The Company has been able to sell the products but the ownership transfer target cannot be achieved. The operational strategy has thus been adjusted and 2017 is

investment and chemical cost which increased by 1.57 million Baht because of the deteriorating in raw water quality, representing a lower gross profit margin to 37.09%. Major Costs of Tap Water Business (MB

comfortable triple digit territory.  IVL stands to benefit from margin expansion with the resumption of production of EO-EG since June 2017. The commercialization of the ethylene cracker scheduled for later

, causing negative impact on consumption, investment; (2) financial health of businesses especially in the tourism sector, which, if deteriorating further, may lead to a credit event as well as an adverse

retail loans. Meanwhile, SMEs loans contracted less due to the implementation of various relief measures by the Bank of Thailand. Under the current economic situation and deteriorating quality of loans

likely that the Bank of Thailand could further lower the policy rate in 2020 on the back of a deteriorating economic outlook. V3 27/02/63 2 Thai Banking Industry in 2019 In 2019, commercial banks in