Line "AI Smart Contract" : Unlicensed securities and derivatives business (Disclosure Date : 25/08/2025)

Facebook page "Gold futures contract" impersonates "HUA SENG HENG Co., Ltd." : Unlicensed securities and derivatives business (Disclosure Date : 17/06/2025)

and bill payment transactions made via our four mobile and internet banking channels, i.e., K PLUS, K PLUS SME, K-Cyber and K-Cyber SME; these are the most sought-after services among our retail and SME

by the Royal Thai Police. The panel joining the press conference consisted of (1) Pol. Gen. Sompong Chingduang, Special Advisor and Head of RTP Cyber Vaccinated, the Royal Thai Police, (2) Pol. Maj

banking business, directly and indirectly. In detail: 1. Cyber Security Risk Amid rapid technological change, Thai consumers have readily embraced the new tech trends. Obviously, economic activity

Industry and Competition 2 1.3 Regulatory Changes 2 2. Risk Management and Risk Factors 5 2.1 Credit Risk Management 5 2.2 Market Risk Management 5 2.3 Liquidity Risk Management 6 2.4 Cyber Risk Management 6

and risks of organizations that will link their systems to ours. Duties and responsibilities are clearly defined in the contract entered into with those organizations, while risk-monitoring measures

against, cope with and minimize cyber threats in a timely manner to avoid their potential impact on the nation’s security. 9. Personal Data Protection Act B.E. 2562 (2019), published in the Government

emphasis on security. Under the SEC’s regulations, DA business operators must take into account risks of fraud and cyber theft, and are prohibited from providing services related to digital assets through

be used to enable linkage to other service providers under the National Digital ID program in the future. 3. Customers’ right to choose services must not be restricted. 4. IT risk management and cyber