Limited and the Project to enhance the efficiency of proactive detection and prevention of cyber threats using traps and baits of the National Cyber Security Agency, etc. Total operating expenses and profit

) Trade and other receivables 2,247.5 2,070.8 176.7 8.5 Contract assets 803.5 913.5 (110.0) (12.0) Inventories 935.1 863.6 71.5 8.3 Other current assets 143.6 168.6 (25.0) (14.8) Assets held for sale - 37.8

and bill payment transactions made via our four mobile and internet banking channels, i.e., K PLUS, K PLUS SME, K-Cyber and K-Cyber SME; these are the most sought-after services among our retail and SME

Page 1 of 2 No. ACC6101/003 January 22, 2018 Subject: Approval to enter into Contract to buy and sell of Land To: President The Stock Exchange of Thailand According to the Board of Director’s Meeting

Page 1 of 2 No. ACC6101/003 January 22, 2018 Subject: Approval to enter into Contract to sell of Land (Revised) To: President The Stock Exchange of Thailand According to the Board of Director’s

affected from service downgrade during pandemic, while services on cloud, ICT, IoT, cyber security doubled with digitization trend. 5G mobile official packages launched Mobile 5G package was officially

approval of the Cabinet. “derivatives” means a contract having one or any combination of the following characteristics: (1) a contract in which one party is obliged to deliver goods as specified in the

; Unimit and its subsidiaries have contract revenues for Q3/2018 amount 332 Million Baht which is increase of 170 Million Baht (105%) from Q3/2017 contract revenues. Q3/2018’s net loss of 1 Million Baht

banking business, directly and indirectly. In detail: 1. Cyber Security Risk Amid rapid technological change, Thai consumers have readily embraced the new tech trends. Obviously, economic activity

Industry and Competition 2 1.3 Regulatory Changes 2 2. Risk Management and Risk Factors 5 2.1 Credit Risk Management 5 2.2 Market Risk Management 5 2.3 Liquidity Risk Management 6 2.4 Cyber Risk Management 6