Type of securities : Common share | Effective Date : 19/01/2024 | Close Selling Date : 02/02/2024

ประเภทหลักทรัพย์ : หุ้นสามัญ | วันที่มีผลใช้บังคับ : 19/01/2567 | วันที่ปิดการขาย : 02/02/2567

credit data support. KBank also set up processes to monitor customer credit-utilization behavior, business performance, compliance with contractual conditions as well as their debt servicing ability

. 1. Credit card loan measures (1) Establish credit limits for new credit card applicants based on their monthly income as 3 deemed appropriate for their debt servicing ability: - For applicants earning

status and sound debt servicing ability. We have also developed customer early warning signs and behavior monitoring to ensure efficient customer monitoring and recovery and collection processes. Credit

, the provision of credit ratings for the issuers with major shareholders or management having a negative reputation or record in lieu of corporate governance will be avoided. The TRIS Rating will also

within the set target. In this quarter, our credit cost stood at 1.58 percent, lower than 1.81 percent in the previous quarter and 1.72 percent in the same period of last year. At the same time, our

ratio in this quarter stood at 49.31 percent. KBank also set aside a higher expected credit loss of Baht 3,047 million compared to the preceding quarter, with prudent consideration of factors in line with

Bangkok Commercial Asset Management Public Company Limited 1.4 Company’s credit rating On February 17, 2020, TRIS Rating Co., Ltd. rated the company for the first time on the Standalone basis at “A-” with a

customers in Bangkok. 1.4 Company’s credit rating On February 17, 2020, TRIS Rating Co., Ltd. rated the company for the first time on the Standalone basis at “A-” with a “Stable outlook”. On February 19, 2020