institutions to use as revolving credit for the group. • Other current liability increased by Baht 3.63 million because of previously suspended tax payments. It corresponds to an increase in billed trade
extended the credit term from suppliers to manage current cash for operation. 2.2 Non-current liability as of March 31, 2020 with amount of 13.91 million baht increase by 5.09 million bath or 57.71% increase
Phatra Asset Management name changed effective from September 28, 2020 2 Excluding loans classified as Purchased or originated credit-impaired (POCI) 3 The Bank current level of capital remains strong and
on current, transparent and qualified data. The credit approval processes and systems are designed to align with customers’ characteristics. Medium and Large Business customers with sophisticated
preferable and discouraged practices are also defined to ensure quality of credit extension. KBank’s credit risk management is based on current, transparent and qualified data. The credit approval processes
managed the customer credit during Covid- 19, including monitoring and collecting accounts receivable, resulted in the decrease in allowance for expected credit losses. 3 Management Discussion and Analysis
increase equivalent to 14.3% at year-ended 2016. This first mainly due to increasing of trade and other receivables. The second, due to inventories and short-term investment. Current assets accounted for
construction budget cost control for projects in order to update all costs to be as close to current costs as possible. Moreover, the Group’s gross profit margin of Q1/2019 was a little bit higher due to
withdrawing guaranteed credit lines from financial institutions used for investment activities and receiving funds from various financing sources. A decrease in non-current assets of THB 32.10 million was
previous year due to the decreased in salary of salesperson 0.41 Million Baht. 4. Financial Cost increased 2.10 Million Baht, or 59.49% because the Group using short term credit facilities from the financial