entered by commercial banks or finance companies pursuant to the Law on Commercial Banks or the Laws on Finance Business, Securities Business and Credit Foncier Business. (5) derivatives having agricultural
business operator must be a juristic person as follows: (1) a commercial bank under the law on commercial bank; (2) a financial company under the law of finance business, securities business, and credit
agreement: Agreement with AEON Credit Service Systems (Philippines) Inc. is within May 2017. Contractual parties with AEONTS and its subsidiaries companies: Company Business Relationship with AEONTS AEON
finance company under the law on undertaking of finance business, securities business, and credit foncier business (FC.); □ a securities company under the law on securities and exchange (SC.) licensed to
: Date of agreement: Agreement with AEON Credit Service Systems (Philippines) Inc. is within May 2017. Contractual parties with AEONTS and its subsidiaries companies: Company Business Relationship with
Group places focus upon 1) Credit Business 2) Private Banking and 3) Investment Banking. For Credit Business which will focus on loan expansions to retail and Small and Medium Enterprise segment, the
card business in 2016, the key sector which make up the growth of credit card business. Focusing on card recruitment activities, the Company has developed more card recruitment channels including setting
of the fiscal year of 2022, the Company has total sales (turnover) increase by 23.4% y-y, with the focus on credit card business, as a result of new product launching in accordance to the
Act on Undertaking of Finance Business, Securities Business and Credit Foncier Businesses; (4) Credit foncier companies; (5) Insurance companies; (Translation) -2- (6) Juristic persons established under