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government’s deliberation. KBank is now studying criteria and guidelines for collateral appraisal, setting up of credit limit, collateral maintenance and care, and collateral enforcement, while also adjusting
exchange rates. KBank hence prioritized effective risk management in order to cope with economic uncertainties both at home and abroad. We adopted a prudent credit policy, accounting for customer potential
management policy. This strategy must enable effective analysis, assessment, evaluation and monitoring of risk management. Credit Risk Management Sub-committee and Corporate Governance Committee oversee
effective analysis, assessment, evaluation and monitoring of the risk management. Credit Risk Management Sub-committee and Corporate Governance Committee oversee project financing requests that could have
, as well as the outstanding credit card balances, despite an increase in credit card spending. Nonetheless, macroeconomic factors and government stimulus measures remain influential, particularly the
Management and Risk Factors 7 2.1 Credit Risk Management 7 2.2 Market Risk Management 7 2.3 Liquidity Risk Management 8 2.4 Cyber Risk Management 8 3. Business Directions and Operations of Core Businesses 9
Industry and Competition 2 1.3 Regulatory Changes 2 2. Risk Management and Risk Factors 6 2.1 Credit Risk Management 6 2.2 Market Risk Management 6 2.3 Liquidity Risk Management 7 2.4 Other Risks Management
Management and Risk Factors 5 2.1 Credit Risk Management 5 2.2 Market Risk Management 5 2.3 Liquidity Risk Management 5 3. Business Directions and Operations of Core Businesses 7 3.1 Sustainable Development