shareholders at June 30th, 2019 book value of 1.85 Million Baht. Which altered the company’s share from 49% to 100% by paying 0.94 Million Baht which counted as small transaction size. The Company has paid for
develop a new strategy in expanding new stores in a small size format with largest convenience store chain in Thailand by selecting locations in a high density of community and nearby educational institutes
criteria for commercial lending policies, prioritizing risk assessment through prudent screening and close monitoring of borrowers, especially those in small and micro businesses. Moreover, we adjusted
accepted accounting principles. The company did not arrange the assessment of value and quantity of small-sized gas cylinders and record allowances for impairment in accordance with generally accepted
introduced customized financial services and innovations that provide greater customer convenience, speed and reliability with ever-greater consideration of consumer protection and customer privacy. Being
their highest benefit, support of financial service competition, transparent data disclosure and maintenance of financial stability, among others. Meanwhile, commercial banks’ customers, especially small
customer approval criteria for commercial lending policies vis-à-vis small and micro businesses. Focus has been on formulating area- based lending strategies to match the different natures of businesses in
place more stringent customer approval criteria for commercial lending policies towards small and micro businesses, focusing on area-based strategies amid the uneven economic recovery. We also prioritize
and small business loan. Although, the non-performing loans affected profitability, but the Thai commercial banking system still remained sturdy. Credit Rating Land and Houses Bank Public Company
according to the economic direction. However, the commercial banks remained cautious in loan credits as their concern on loan portfolio quality which is non-performing, especially household and small business