Line "AI Smart Contract" : Unlicensed securities and derivatives business (Disclosure Date : 25/08/2025)

Facebook page "Golden Strategy View" : Unlicensed securities and derivatives business (Disclosure Date : 30/03/2026)

Facebook page "Gold Strategy Lab" : Unlicensed securities and derivatives business (Disclosure Date : 16/03/2026)

Facebook page "Gold futures contract" impersonates "HUA SENG HENG Co., Ltd." : Unlicensed securities and derivatives business (Disclosure Date : 17/06/2025)

Facebook page “Gold & Stock Strategy” impersonates “HUA SENG HENG Co., Ltd.” : Unlicensed securities and derivatives business (Disclosure Date : 16/09/2024)

increased degree of uncertainty in global economies and trade policies, businesses may have to contend with Thai Baht volatility and rising interest rate trends. Acting upon our strategy of strengthening

dimensions – economy, society and environment – under good corporate governance, appropriate risk management and effective cost management. Guided by the Customer Centricity strategy and our resolution of

leveraging of our strength as Thailand’s number-one digital banking provider, with the aim of becoming the Customers’ Life Platform of Choice under our core strategy of Customer Centricity for our business

Board of Directors approved the strategy of operating our business as a Bank of Sustainability under appropriate risk management and good corporate governance, while maintaining a balance in economic

with severe and significantly complex digital risk and cybersecurity challenges, we have established a Digital-Oriented Risk and Cyber Security Risk Management Framework in alignment with the strategy of