XSPRING ASSET MANAGEMENT COMPANY LIMITED|Super Savings Fund : SSF | Offering Date : 07/07/2020 - 17/07/2020

regulatory oversight in response to future changes. The lectures were delivered as part of the Prep for Fund Manager: Professional Preparation Program for Financial Advisors, Batch 5, organized by KH Academy

benefited from TTTBB enterprise revenue consolidation. Market and Competitive Environment In FY23, the Thai economy sustained modest growth, driven by private consumption and the recovering tourism sector

-recurring revenue. As a result of consolidation, non-recurring revenue increased by 37.97mb or 33.8% increase year-on-year. Recurring revenue from Financial Solutions increasing by 4.35mb or 7.0% but offset

weighted in non-recurring revenue. As a result of consolidation, non-recurring revenue increased by 17.72mb or 35.5%, reversing from a dip in non-recurring revenue in previous quarters. Recurring revenue

gross profit of 24.21mb for the 1H 2020. Excluding the impact from the consolidation of TigerSoft, HUMAN’s gross profit would grow 13.99mb or 11.1%. Selling and Administration Expense Selling and

income from our consolidation with Nguyen Kim since June 2019, Insurance compensation from Fire incident at Zen Department Store 3,283 THB million, the increased revenue from rental service from Robinson

, increasing 20% YoY from TTTBB consolidation and organic business growth, while increasing 1.4% QoQ driven by continued demand for mobile and fixed broadband connectivity. FBB maintained a growth engine

of 7.55mb or 36.1%. SG&A consists of mainly indirect staff costs, office rental and depreciation & amortization. The increase in SG&A is mainly attributed to the consolidation of TigerSoft’s result

increased income from our consolidation with Nguyen Kim since June 2019, the increased revenue from rental service from Robinson Lifestyle Center in Chaiyaphum and the full quarter revenue contribution from