mall and become a convenient gathering for customers. Prudent Financial Management and Funding Strategy In 2017, CPN’s average cost of fund stood at 2.81%, lower than the previous year at 3.23

dimensions – economy, society and environment – under good corporate governance, appropriate risk management and effective cost management. Guided by the Customer Centricity strategy and our resolution of

leveraging of our strength as Thailand’s number-one digital banking provider, with the aim of becoming the Customers’ Life Platform of Choice under our core strategy of Customer Centricity for our business

returns to stakeholders. KBank’s risk management strategy has been established in line with international guidelines and principles, and applied throughout the Conglomerate. We engage in a consolidated risk

amount of Baht 68,500 million in which all plans will be proposed to shareholders for approval in Q1/2019. This acquisition has supported GPSC’s inorganic growth strategy since GLOW has high installed

compared to a net profit of 18.45 million baht, is due to the following reasons: 1. The ailing economic condition especially in the automotive industry, in addition to a change in the company’s strategy to

million Baht or 99 percent, mainly due to the sluggish economy, especially in the automotive industry, coupled with the change in company’ strategy which focuses on projects with the government. 2 . The

, to ensure that we will attain our business targets. 3.3 Customer Segments and Services During the second quarter of 2017, KBank and K Companies continued to adhere to our “Customer Centricity” strategy

)  Form 69 – CIS material update (effective date on _____________________ ) The followings are the material changes to the previous filing of the registration statement as chosen above: (1

amount of 22.80 million baht. Revenue decreased by 74.54 million baht or 77 percent, mainly due to the sluggish economy, especially in the automotive industry, coupled with the change in company’ strategy