, fibre optics network will serve as fundamental infrastructure to leverage for value added services such as Domestic Data Circuit, Corporate Internet, Cloud and Data Center, as well as the upcoming 5G

will fully focus on international expansion across the ASEAN market. This will enable MACO to leverage PlanB’s platform, contents, and secure minimum guarantee. Moreover, the integration efforts between

operations. IVL who has management control of IRSL can leverage its global relationship to provide the required credit support in the present crisis. Moreover, in providing such financial support, IVL will

, Humanica and Tiger will be able to offer a suitable HR technology to every segment of the market from small to large corporations. We will leverage on Tiger’s strong presences and excellence reputation in

length price of the agreements of a similar nature. In addition, the service fees will help increase liquidity and enhance operating result of the Company as the Company's group can leverage existing

increase liquidity and enhance operating result of the Company as the Company's group can leverage existing resources, as well as expertise and experiences of the Company’s executives and personnel for

) 2.5 2.9 3.0 Net profit (after MI) (%) 22.3% 25.6% 25.6% Average collection period7 (days) 77 80 76 Return on equity3 (%) 23.7% 11.2% 11.2% Payable days (days) 77 2508 1948 Efficiency Ratios Leverage

% Average collection period7 (days) 62 70 Return on equity3 (%) 21.2% 15.7% Payable days (days) 68 103 Efficiency Ratios Leverage Ratios Return on assets4 (%) 19.5% 13.1% Liability to Equity (times) 0.5 0.6

on equity3 (%) 18.0% 11.8% Payable days (days) 157 186 Efficiency Ratios Leverage Ratios Return on assets4 (%) 16.4% 10.3% Liability to Equity (times) 0.5 0.5 Return on fixed assets5 (%) 79.4% 50.3

MI) 2 (%) 19.6% 18.2% Average collection period7 (days) 72 63 Return on equity3 (%) 8.5% 18.0% Payable days (days) 138 64 Efficiency Ratios Leverage Ratios Return on assets4 (%) 8.2% 16.4% Liability to