Connected Transaction_Subordinated loan Translation No. 24/2019 December 30, 2019 To: The President The Stock Exchange of Thailand Subject: Notification of the connected transaction relating to

Microsoft Word - APCON loan 30 mb Roll-over _EN_ page 1/4 May 14, 2020 Subject : Notification of extension of financial assistance period to associated company (Connected person) To : The President

Microsoft Word - APCON loan 30 mb Roll-over 2 _EN_ page 1/3 August 17, 2020 Subject : Notification of extension of financial assistance period to associated company (Connected person) To : The

Microsoft Word - APCON loan 30 mb Roll-over _EN_ Revise II page 1/4 May 14, 2020 Subject : Notification of extension of financial assistance period to associated company (Connected person) To : The

requirement remains in effect until the Minister of Finance approves the revocation of the company’s license. However, even after the effective revocation of its license, Zipmex retains its status as a

described as follows: Profit and Loss Statement (Consolidated) Unit : Million Baht Consolidated Separate 2Q/22 %YoY 1H/21 1H/22 %YoY 1H/21 1H/22 %YoY Credit card income Loan income Hire-purchase income Other

than last year. Credit Card receivable was 418,747 million baht, with the growth of 6% from the same period last year. For personal loan industry, the numbers of account of personal loan under

(Consolidated) Unit : Million Baht 3Q/20 2Q/21 3Q/21 %QoQ %YoY 9M20 9M21 %YoY Credit card income Loan income Hire-purchase income Other income 1,529 2,616 249 864 1,594 2,586 258 906 1,676 2,597 274 664 5% 0.4% 6

Specialized Bank (Cambodia) Plc, a subsidiary company provides credit card, personal loan, and hire purchase services. The total new loan spending is growing 27% y-y. They have a plan to develop “AEON Riel Pay

Division Central Treasury Department – Finance and Control Division KASIKORN BUSINESS- TECHNOLOGY GROUP Internal Audit Audit Division Audit Committee Risk Oversight Committee Operating Committee Credit Risk