Type of securities : Common share | Effective Date : 19/01/2024 | Close Selling Date : 02/02/2024

ประเภทหลักทรัพย์ : หุ้นสามัญ | วันที่มีผลใช้บังคับ : 19/01/2567 | วันที่ปิดการขาย : 02/02/2567

Currently, securities companies provide margin loan services to investors to enhance opportunities for higher returns on investments. However, the SEC has observed that many stocks used as

เป็นการให้กู้เงินโดยมีหลักทรัพย์เป็นประกันที่ไม่จำกัดวัตถุประสงค์การใช้เงิน (Loan Against Securities) เพื่อให้ บล. และผู้ประกอบธุรกิจสัญญาฯ มีการให้บริการและการบริหารความเสี่ยงที่เหมาะสม และสร้างความเชื่อ

obsolescence, impairment cost for business at Malaysia and computer expenses to develop Omni-channel platform. While management fee and maintenance expenses decreased from cost control measures. 6. Finance costs

Division Central Treasury Department – Finance and Control Division KASIKORN BUSINESS- TECHNOLOGY GROUP Internal Audit Audit Division Audit Committee Risk Oversight Committee Operating Committee Credit Risk

actual credit loss and expected credit loss to administrative expenses, effective since the 1st quarter of 2021. Finance costs In 3Q2021, finance costs were THB 0.09 million, increased by THB 0.02 million

via two projects including a soft loan scheme and the Portfolio Guarantee Scheme Phase 8 SMEs Sangthai program where loans are guaranteed by the Thai Credit Guarantee Corporation (TCG) (6) KLeasing auto

support franchise business starters seeking 13 to become an established brand through a franchise credit program and a loan program granted jointly with sponsors, which has been implemented continually and

portfolio under defined risk appetite. Over the past year, we maintained loan concentration within an acceptable level. We have adopted credit risk management mechanisms as follows:  Credit risk management