maintaining network quality and attractive handset campaigns, AIS targets to acquire and retain quality data users in both postpaid and prepaid segments, while expand AIS fibre coverage to capture untapped

% (2008-18) based on Bank Indonesia statistics 5 84.4 million unbanked population as of 2018 based on Euromonitor report Page 3 of 4 • Uniquely positions the Bank to capture new and expanding opportunities

FINANCIAL CONGLOMERATE, startup firms and strategic partners. Beyond the above strategies, KBank places equal importance on supporting functions, which are in harmony with our business directions that focus

deliver excellent financial products and an unsurpassed service experience to all our customers. Meanwhile, KBank places equal importance on supporting functions which are in harmony with our business

E_1 Legal_FA_2015_12_29-c A WWCCoorrppLL44..11hhiigg A Executive Summary 1 Management Discussion and Analysis For the Year Ended December 31, 2017 In 2017, Thai economic growth gained traction, buoyed by strong recoveries in tourism and exports. This growth momentum is expected to carry on into 2018, especially amid a brighter outlook in public and private investment. Nonetheless, the business sector remained challenged by new modes of competition in a broader marketplace amid the advancing digi...

AIS PLAY video platform, AIS has started to implement a fixed-mobile-content (FMC) convergence strategy to acquire/retain quality customer segments in order to increase revenue per household in the long

) convergence strategy to acquire/retain quality customer segments to increase revenue per household. Non-mobile enterprise business also posted solid results with revenue of Bt1,241mn and growth of 30% YoY and

importance on supporting functions, which are in harmony with our business directions that focus on effective, timely and proactive integrated risk management (IRM), internal operation efficiency, maximized

financial innovations in support of the drive towards a cashless society for service efficiency enhancement and reduced costs. Of note was the QR code payment acceptance service via Electronic Data Capture

50% of the earnings, making it the single larg- est segment, and provides IVL the ability to capture a larger portion of the value chain as well as re- liably meet customer needs across geographies