Environment 1 1.1 Global and Thai Economy in 2019 and Outlook for 2020 1 1.2 Banking Industry, Competition and Emerging Risks 2 1.3 Significant Regulations and Rules related to Business Operations 5 2. Risk
(MPC) held a special meeting to assess the impact of the COVID-19 on the economy and the Thai financial markets and voted to cut the policy rate further by 0.25% from 1.00% to 0.75% to ease the debt
meeting to assess the impact of the COVID-19 on the economy and the Thai financial markets and voted to cut the policy rate further by 0.25% from 1.00% to 0.75% to ease the debt burden of SME and consumers
platform that can meet customers’ needs in every aspect of their lives by leveraging our strengths as Thailand’s number-one digital banking provider and enhancing our services under three-pronged approach
profit was Bt104.3mn, decreasing 28.2% YoY • Total revenue from core business was Bt667mn, decreasing 17.1% • Banking agent business (of which the Company is the agent for 6 commercial banks: KTB, KANK
leveraging of our strength as Thailand’s number-one digital banking provider, with the aim of becoming the Customers’ Life Platform of Choice under our core strategy of Customer Centricity for our business
such customers in finding appropriate financial solutions on a case by case basis. The Bank will continue to assess the situation closely especially in terms of portfolio quality and will continue to
FSMART affiliated companies’ employees with Targets in 2020 (Adjusted) Wait for Covid-19 situation to evaluate transaction amount and revenue growth Banking agent business to grow 40-45% New 1,000
) Division 7 Cross-border communication (8) Division 8 Companies shall test and assess the BCP (Training, Exercising and Auditing) (9) Division 9 Examples of emergency incidents which may cause major
2020 1 1.2 Banking Industry and Competition 2 1.3 Significant Regulations and Rules related to Business Operations 3 2. Risk Management and Risk Factors 7 2.1 Credit Risk Management 7 2.2 Market Risk