Facebook page "Ln-depth Gold Information" : Unlicensed securities and derivatives business (Disclosure Date : 21/04/2026)

, effective April 1, 2019. KBank has in place relevant procedures to accommodate the new regulation, which is summarized below: 1. Minimum down payment or the loan-to-value ratio (LTV) has been established to

affect our customers. Early warning sign monitoring will trigger actions of responsible departments to assess impacts on affected customers and KBank by conducting in-depth analysis and stress testing

the SEC Complaint Center via Hotline 1207, or the SEC Facebook page: “สำนักงาน กลต.” or the SEC Live Chat on the SEC website, for further in-depth investigation.

, please report them to the SEC Complaint Center via Hotline 1207, the SEC official Facebook page, or the SEC Live Chat on the SEC website for further in-depth investigation.  Note:*SEC News No. 70/2026

and in-depth knowledge from our relationship managers (RMs) to encourage them to apply innovations and digital tools to their business undertakings, as well as ongoing seminars organized for various

advisors with knowledge and know-how on products and services and to strengthen collaboration between sales teams and branch officers. Focus was also on in-depth data analysis in order to gain insights about

actions that maybe detrimental to the general public, or capital level lower than regulatory minimum requirement. These also include cases where financial institutions are placed in the control of the

Center via Hotline 1207 or through SEC Office Facebook Page or SEC Live Chat on the SEC website for further in-depth investigation.______________________ Remark:  * SEC News No. 125/2021 headlined

(BOT) issued Notification of the BOT No. SorKorSor. 1/2561 (2018) Re: Market Conduct, which became effective on January 31, 2018, to set principles and minimum requirements to ensure that financial