, effective April 1, 2019. KBank has in place relevant procedures to accommodate the new regulation, which is summarized below: 1. Minimum down payment or the loan-to-value ratio (LTV) has been established to

) should be in line with the policy and management of enterprise risk and should contain the following matters at a minimum: (1) identification of IT-related risks; (2) assessment of risk which covers

total from all Thai retail investors.       Comments: 3. Minimum disclosure requirements: To tackle the problem of asymmetric information between ICO issuers and investors, and to ensure that key

affect our customers. Early warning sign monitoring will trigger actions of responsible departments to assess impacts on affected customers and KBank by conducting in-depth analysis and stress testing

responsible departments to assess impacts on affected customers and KBank by conducting in- depth analysis and stress testing. Thus, KBank shall be able to proactively prevent and solve any problems which may

and in-depth knowledge from our relationship managers (RMs) to encourage them to apply innovations and digital tools to their business undertakings, as well as ongoing seminars organized for various

information by exchanging information with approved agencies, using tools and in-depth analysis to develop financial innovations and policies. 5. Development of fifth generation (5G) cellular network technology

advisors with knowledge and know-how on products and services and to strengthen collaboration between sales teams and branch officers. Focus was also on in-depth data analysis in order to gain insights about

actions that maybe detrimental to the general public, or capital level lower than regulatory minimum requirement. These also include cases where financial institutions are placed in the control of the

for the quantity in excess of the minimum purchase requirement, as specified in the agreement, with retroactive effect from 1 April 2017. 4. Total value and the criteria for determining the