structure. When there was appropriate business’s opportunity with worthy profit, the Company would be able to expand its investment by using the accumulated funds together with utilizing loans from financial
, and Gross Profit margin in 9M/2023 was 64.8%, increased from 63.2% in 9M/2022, mainly due to the increase in the revenue from dessert cafés as well as the Company's ability to manage costs effectively
increase or decrease of credit limit suitable for clients’ repayment ability, and updating clients’ information and reviewing each client’s credit limit at least once a year; (3) appointing a committee to
was 18.2%, increased from 14.4% in 9M/2023, due to the increase in sales revenue and the Company's ability to manage costs and expenses effectively. N E T P R O F I T a n d N E T P R O F I T M A RG I N
5.7% YoY, mainly from a decrease of mobile top-up value according to the customer’s behavior that prefer using data package top-up, the marketing campaigns to promote SIM card sales, and Post-paid and e
invest in derivatives by using its ability to fully protect and maintain the best interest of the customer on the basis of integrity, prudence and due care. Clause 7. In case the derivatives fund manager
, or negotiation with clients is made via telephone or electronic means, the securities company shall keep records of such action by using a tape recorder or an electronic data recording device. Clause