Share (Baht per share) 4.38 55% 15.26 13.04 (15%) 14.84 13.01 (12%) 3 Sales and Revenues Structure for the Fiscal Year 2023 - Credit Card For the fiscal year 2023 financial results, credit card turnover

161 132 (18%) 132 111 (16%) Net profit for the period 617 524 (15%) 670 591 (12%) Earnings Per Share (Baht per share) 2.47 2.10 (15%) 2.68 2.36 (12%) 34% 36% 34% 47% 45% 45% 5% 5% 5% 14% 14% 16% 0% 20

Share (attributable to owners of the parent) (Baht) 91.30 97.90 100.53 EPS (Baht) 15.26 13.04 8.54 EBIT margin (%) 30.7% 28.8% 26.0% D/E (times) 3.1 2.7 2.6 DSCR (times) 0.46 0.33 0.22 ROA (%) 4.1% 3.5

945.3 88.8 9.4 Net profits 828.8 806.7 22.1 2.7 Basic earnings per share (Baht) 0.039 0.038 0.001 2.6 The analysis of operating results of LH Financial Group Public Company Limited and its subsidiaries

well as maintain the construction cost, the gross profit margin will be relatively high in 2017. II Food & beverages business Total Gross Profit was 307 Million Baht or 45% of revenue which slightly

handover to the customers by Q1 2018; as well as maintain the construction cost, the gross profit margin will be relatively high in 2017. II Food & beverages business Total Gross Profit was 307 Million Baht

closure of additional four Dean & DeLuca stores in the US. The total gross profits margin for the food and beverage business for 3Q 2019 was 47% as compared to 3Q 2018 of 53%. The Company’s total expenses

/2019, corresponding to the decrease in sales. Gross Profit and Gross Profit Margin (GPM)  In Q1/2020, the Company has gross profit from real estate for sale business of THB 43.0mn, decreased from THB

profit resulting from efficient return trip cost management. Making the company profitable, with the gross margin for the first nine months of 2020 equal to 15%, an increase from the same period last year

leading to margin increase in all commodity products, supporting the increase in crude oil prices. All of this is translating into stronger than anticipated earnings in first half 2021. Transformation