29 July 2020 At: ACC/HO 014/63 Re: Management Discussion and Analysis for the Quarter of 2/2020 To: President The Stock Exchange of Thailand The Coronavirus 2019 (COVID-19) pandemic has had a

2nd quarter of 2020 and 6-month period ended 30 June 2020 To The President The Stock Exchange of Thailand We, Zen Corporation Group Public Company Limited (“the Group”), are pleased to provide you our

No: AH 02022023 February 28th, 2023 Subject: Management Discussion & Analysis (MD&A) for the financial statements of fiscal year 2022 ended as of December 31, 2022 To: The President The Stock Exchange

supported by the allocation and disbursement of the government’s budget and continued expansion in the export sector. Additionally, industrial production resumed growth leading to further expansion. As a

ADVANCE OPPORTUNITIES FUND I Disposition Stock 3.68 1.86 1.82 19/01/2022 5.5 1.86 3.64   246016122201-1 JCKH ADVANCE OPPORTUNITIES FUND Acquisition Stock 0 1.82 1.82 17/01/2022 1.86 3.64 5.5   246016042201

(CAMBODIA) BANK PCL Disposition Stock 5.8635 5.8635 0 09/12/2020 5.8635 5.8635 0   246007872012-1 QTC Mr. Aphichat Sramoon Acquisition Stock 0.0002 12.4599 12.4602 05/06/2020 0.0002 12.4599 12.4602

Deemed as Acquisition or Disposal of Assets dated August 31, 2008 and the Notification of the Board of Governors of the Stock Exchange of Thailand Re: Disclosure of Information and Other Acts of Listed

limited company; (8) “listed company” means any company having shares listed on the Stock Exchange of Thailand; (9) “offering convertible bond at lower market price” means offer for sale of convertible bond

integrated risk management (IRM), effective capital management and creation of a culture of risk awareness organization-wide. All these efforts are aimed at maintaining KBank’s stability as a leading financial

Jor 99/2552 Re: Provisions Relating to Offer for Sale of Securities Issued by Foreign Company for Listing on the Stock Exchange of Thailand dated 4 November 2009; (2) The Notification of the Capital